כותרת
המרכז לפנסיה, ביטוח ואוריינות פיננסית
The Pensions, Insurance and Financial Literacy Research Center (P.I.F)

Tools for Saving


The network abounds with useful information on pension, insurance, financial education, and economic conduct. We have compiled here useful links to websites and useful reliable tools, which will aid one in managing wisely; to monitor the performance of the provident and pension fund, to manage your expenses and income activities, apply for help when necessary, and mostly learn how to make better intelligent financial decisions.

 

Pension and Insurance:


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Ministry of Finance, capital market division, insurance and savings. The pensions regulator approves pension regulations, gives licenses for managing pension funds, performs periodic audits of funds, and imposes fines for exceeding instructions.

> link to site


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PensyaNet provides monthly reports on the performance of Israeli pension funds, average managements fees, risks, returns and more.

> link to site


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GemelNet and BituachNet provide monthly reporting on performance and management fees among pension funds and insurance companies.

> link to GemelNet        > link to BituachNet


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Finding pension savings. Due to the pension fund reforms and the fact that provident funds companies were sold, the clients moved with them, sometimes more than once. For example: the largest provident funds of the banks – Otsma, Gadish, and Tamar – were sold at the end of the process to the investment houses Psagot, Harel, and Clal Insurance, respectively. It is now difficult for anyone to know where his money is being managed. To this end, the Finance Ministry has initiated this device, which enables you to track your savings.

> link to site


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Annual reports of the Director of the capital market, including data on components of the capital market and the changes that took place during the past year.

> link to site

 


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Exploring the site will bring an abundance of information, some of which is for professionals only. You can also find the addresses of the pension funds and their regulations, which are what constitute the promise of the rights of the policyholders.

> link to site


Financial Education:


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The Ministry of Finance’s Haotzar Sheli site provides tools and explanations about financial management in various common situations, such as obtaining a mortgage, choosing a pension fund, managing a savings account. On the site you can find various types of calculators, such as mortgage cost calculator, loan calculator, budget managing calculator.

> link to site


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Paamonim is the leading NGO in the field of economic management.  Among the organization’s operations – individual guidance for families who want to learn how to better manage economically: workshops for populations such as youngsters, ex-servicemen, couples, and focused activities among populations at risk. On the organization’s website you can find useful information such as manuals for obtaining a loan, explanations on pensions, and tools for tracking expense.

> link to site


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Hasolidit site provides a conceptual and practical framework “that will allow readers to take personal responsibility and reach financial independence on their own” (from the site). The website contains useful information and provides a slightly different way of thinking than most of us have been used to, including the exit from the customary cycle of income and expenses and control of our economic situation. The next post shows the pros and cons of financial education and explains why financial education is too important for it to be only dealt with within the walls of the school.

> link to site